Short/Long Term Disability

Disability Insurance: Financial Security When You Need It Most

Unexpected injuries or illnesses can leave you unable to work, impacting your financial stability. Disability insurance provides the income protection you need to maintain your lifestyle when life takes an unexpected turn. Whether you require short-term or long-term coverage, we offer customized disability insurance policies to keep you financially secure during recovery.

Short-Term Disability Insurance:

  • Provides income replacement for a limited period (usually 3 to 6 months) when you’re temporarily unable to work due to injury, illness, or pregnancy.
  • Ideal for covering immediate financial obligations like bills, rent, and daily expenses during your recovery.

Long-Term Disability Insurance:

  • Offers extended income protection for more severe injuries or illnesses that prevent you from working for a longer period (usually over 6 months).
  • Helps ensure your financial stability by covering a portion of your income if you’re unable to return to work for an extended time.

Why Choose Us?

With over 27 years of experience, we’re here to help you select the right disability insurance plan to match your needs and budget. Serving Montana, Arizona, Idaho, North Dakota, Washington, and Louisiana, we offer personalized guidance to ensure you and your family are protected in times of uncertainty.